--- title: How Hospitals are Helping Patients Pay Their Bills description: Learn how hospitals are helping patients pay their bills resulting in less litigation and a positive resolution for all. Read more... image: https://blog.epicriver.com/hubfs/hosphelp.png --- [![Epic River](https://blog.epicriver.com/hs-fs/hubfs/color-transparent-logo.png?width=320&name=color-transparent-logo.png "Epic River")](http://www.epicriver.com/home) - [Home](https://www.epicriver.com/) - [About](https://www.epicriver.com/about) - [Our Solution](https://www.epicriver.com/) - [News](https://epicriver.com/#) - [Contact](https://www.epicriver.com/) - [Support](https://knowledge.epicriver.com/knowledge/kb-tickets/new) - [Knowledgebase](https://knowledge.epicriver.com/knowledge) ![blog_bg-2023-1](https://blog.epicriver.com/hubfs/blog_bg-2023-1.png "blog_bg-2023-1") # How Hospitals are Helping Patients Pay Their Bills Posted by [Norman Woolworth](https://blog.epicriver.com/author/norman-woolworth) | Sep 16, 2020, 11:21:42 AM - [Tweet](https://twitter.com/share) ![](https://blog.epicriver.com/hubfs/hosphelp.png) It seems the forced moratorium on **medical bill** litigation that accompanied the coronavirus shut down over the spring has ended. Recently, the number of hospitals and patients suing one another has increased. Sick and injured people shouldn’t have to choose between buying groceries or paying their bills. On the other hand, **healthcare providers** not compensated for services may be forced into bankruptcy. At last count, [42 hospitals closed or filed for bankruptcy this year](https://www.beckershospitalreview.com/finance/42-hospitals-closed-filed-for-bankruptcy-this-year.html), with more expected in the coming months.  Fortunately, there IS a better way! At Epic River, we provide a **patient lending solution** that benefits hospitals, patients, providers, local financial institutions, and the medical industry as a whole. Keep reading to learn **how hospitals are helping patients pay their bills,** resulting in less litigation and a positive resolution for all. ## **Patients Suing Hospitals** When a patient schedules a procedure, or seeks emergency treatment, they typically receive an itemized bill for payment. Unfortunately, patients are often unsettled by the amount invoiced.  Upset by the charges and unable to pay, some patients turn to litigation. At Epic River -- we understand that most patients *want* to pay their medical bills -- but often feel overwhelmed by the high cost of healthcare. Our **patient payment program** safeguards their financial well-being while ensuring proper payment for their provider. ## **Hospitals Suing Patients** Hospital bills add up quickly. Even patients with insurance often drown in healthcare debt resulting from mounting co-pays, co-insurance, and deductibles. Typically, when a patient communicates to the hospital that they can’t afford the bills, the facility negotiates. The hospital may lower the bill, offer a payment plan, or refer the patient to a financial assistance program or charity. When a patient ignores the bills or refuses to pay, hospitals usually write them off as *bad debt* or sell them to a collection agency.  In the current climate, however -- between the COVID crisis and complicated reimbursement models – hospitals are often forced to sue patients just to recover the revenue needed to stay operational. According to researchers at the Johns Hopkins University School of Medicine, in 2017,[hospitals in Virginia sued patients nearly 20,000 times](https://jamanetwork.com/journals/jama/fullarticle/2737183?guestAccessKey=53054006-0692-44bc-86ea-f001bef3f1f3&utm_source=For_The_Media&utm_medium=referral&utm_campaign=ftm_links&utm_content=tfl&utm_term=062519) and garnished their wages over 9,000 times.  At Epic River, we appreciate the difficulty hospitals face while trying to maintain balance between patient care and payment for services. Our lending solution secures full compensation for providers, up front, while establishing affordable payments for their patients. ## **Everyone Wins** Patients deserve quality care they can afford, while hospitals and healthcare providers are entitled to timely payment for services. Thankfully, Epic River provides a patient lending solution where everyone wins! Our *all ships rise together* approach leverages local banks and credit unions to fund guaranteed, low-interest patient loans that provide immediate provider payment for patient services.  **The result:** - Providers improve their cash flow so they can focus on patient care - Patients pay-off their medical bills through affordable monthly payments - Community banks and credit unions benefit from new loan opportunities If you’re ready to learn more about the litigation-free way hospitals are helping patients pay their bills, [contact us today!](https://www.epicriver.com/contact-us/)           Topics: [hospital financing](https://blog.epicriver.com/topic/hospital-financing) #### Written by [Norman Woolworth](https://blog.epicriver.com/author/norman-woolworth) ## Leave a Comment ### Recent Posts ### Topics - [Bankadelic (2)](https://blog.epicriver.com/tag/bankadelic) - [banking opportunities (6)](https://blog.epicriver.com/tag/banking-opportunities) - [Blog (5)](https://blog.epicriver.com/tag/blog) - [CRA ratings (1)](https://blog.epicriver.com/tag/cra-ratings) - [Credit Unions (5)](https://blog.epicriver.com/tag/credit-unions) - [DAR (1)](https://blog.epicriver.com/tag/dar) - [esignature services (1)](https://blog.epicriver.com/tag/esignature-services) - [Financial Education (2)](https://blog.epicriver.com/tag/financial-education) - [financial institutions (10)](https://blog.epicriver.com/tag/financial-institutions) - [Health Care Loans (19)](https://blog.epicriver.com/tag/health-care-loans) - [health credit services (6)](https://blog.epicriver.com/tag/health-credit-services) - [health credit services online (11)](https://blog.epicriver.com/tag/health-credit-services-online) - [healthcare administration (4)](https://blog.epicriver.com/tag/healthcare-administration) - [healthcare administrative costs (1)](https://blog.epicriver.com/tag/healthcare-administrative-costs) - [healthcare billing (2)](https://blog.epicriver.com/tag/healthcare-billing) - [healthcare billing solutions (3)](https://blog.epicriver.com/tag/healthcare-billing-solutions) - [healthcare costs (1)](https://blog.epicriver.com/tag/healthcare-costs) - [healthcare finance (6)](https://blog.epicriver.com/tag/healthcare-finance) - [Healthcare Finance Online (13)](https://blog.epicriver.com/tag/healthcare-finance-online) - [healthcare financing (2)](https://blog.epicriver.com/tag/healthcare-financing) - [healthcare lending (3)](https://blog.epicriver.com/tag/healthcare-lending) - [healthcare loans (4)](https://blog.epicriver.com/tag/healthcare-loans) - [hospital financing (3)](https://blog.epicriver.com/tag/hospital-financing) - [Lending as a Service (7)](https://blog.epicriver.com/tag/lending-as-a-service) - [low-interest medical loans (2)](https://blog.epicriver.com/tag/low-interest-medical-loans) - [medical bill financing (2)](https://blog.epicriver.com/tag/medical-bill-financing) - [medical billing (7)](https://blog.epicriver.com/tag/medical-billing) - [medical billing solutions (7)](https://blog.epicriver.com/tag/medical-billing-solutions) - [medical debt (4)](https://blog.epicriver.com/tag/medical-debt) - [medical finance (2)](https://blog.epicriver.com/tag/medical-finance) - [Medical Lending (24)](https://blog.epicriver.com/tag/medical-lending) - [Medical Loan Financing (18)](https://blog.epicriver.com/tag/medical-loan-financing) - [medical loans (7)](https://blog.epicriver.com/tag/medical-loans) - [News (78)](https://blog.epicriver.com/tag/news) - [patient billing solutions (1)](https://blog.epicriver.com/tag/patient-billing-solutions) - [patient financial services (5)](https://blog.epicriver.com/tag/patient-financial-services) - [Patient Financing (26)](https://blog.epicriver.com/tag/patient-financing) - [patient lending (19)](https://blog.epicriver.com/tag/patient-lending) - [patient loans (3)](https://blog.epicriver.com/tag/patient-loans) - [patient responsibility (3)](https://blog.epicriver.com/tag/patient-responsibility) - [patient satisfaction (1)](https://blog.epicriver.com/tag/patient-satisfaction) - [Podcast Feature (3)](https://blog.epicriver.com/tag/podcast-feature) - [price transparency (1)](https://blog.epicriver.com/tag/price-transparency) - [reduce DAR (2)](https://blog.epicriver.com/tag/reduce-dar) - [revenue cycle management for physicians (2)](https://blog.epicriver.com/tag/revenue-cycle-management-for-physicians) - [Team (1)](https://blog.epicriver.com/tag/team) see all ### Subscribe #### About Us Our commitment to utilize the lowest cost of capital and remove all unnecessary overhead from the loan process enables us to help everyone make the best possible financial decision when borrowing money. #### Latest Blog Posts #### Contact Us 242 Linden Street Fort Collins, CO 80524 Phone: (970) 292-5045 Email: info@epicriver.com © 2020 Epic River - - -