--- title: "The No Surprises Act and Medical Lending: 2 Solutions to the Surprise Medical Bill Phenomena" description: "The No Surprises Act and Medical Lending: 2 Solutions to the Surprise Medical Bill Phenomena. Learn More At Epic River!" image: https://blog.epicriver.com/hubfs/Stock%20images/Doctor%20holding%20clipboard%20with%20file%20in%20hospital%20room-1.jpeg --- [![Epic River](https://blog.epicriver.com/hs-fs/hubfs/color-transparent-logo.png?width=320&name=color-transparent-logo.png "Epic River")](http://www.epicriver.com/home) - [Home](https://www.epicriver.com/) - [About](https://www.epicriver.com/about) - [Our Solution](https://www.epicriver.com/) - [News](https://epicriver.com/#) - [Contact](https://www.epicriver.com/) - [Support](https://knowledge.epicriver.com/knowledge/kb-tickets/new) - [Knowledgebase](https://knowledge.epicriver.com/knowledge) ![blog_bg-2023-1](https://blog.epicriver.com/hubfs/blog_bg-2023-1.png "blog_bg-2023-1") # The No Surprises Act and Medical Lending: 2 Solutions to the Surprise Medical Bill Phenomena Posted by [Jessica Toney](https://blog.epicriver.com/author/jessica-toney) | Sep 17, 2019, 12:26:48 PM - [Tweet](https://twitter.com/share) ![Doctor holding clipboard with file in hospital room-1](https://blog.epicriver.com/hubfs/Stock%20images/Doctor%20holding%20clipboard%20with%20file%20in%20hospital%20room-1.jpeg) A bill recently passed through the House Energy and Commerce Committee known as t[he No Surprises Act](https://www.congress.gov/bill/116th-congress/house-bill/3630) intends to address the surprise medical bill phenomenon. Unexpected bills are typically accrued when patients unknowingly seek out-of-network care. But this phenomenon isn’t only costing patients. Because when patients can’t pay, your revenues suffer. If you’ve been searching for a way to prevent surprise medical bills for patients, the No Surprises Act may be your answer. Yet this bill isn’t the only solution. Keep reading to find out how **medical lending** can help your patients pay for surprise bills they can’t afford. **The No Surprises Act** Though it may be months yet before we see the bill in its final form, the No Surprises Act is primed to address the problem of surprise medical bills. For patients, this means more protections when seeing out-of-network physicians at in-network facilities. The bill will even protect patients when seeking emergency services at out-of-network facilities. This is promising considering both of these issues are central to the rise in surprise medical bills. Meanwhile, providers and payers alike would see more restrictions on charging out-of-network rates. And with the recent addition of an [arbitration act](https://www.healthcaredive.com/news/surprise-billing-fight-escalates-as-providers-win-arbitration-add-to-house/558957/), physicians gain the power to appeal in-network federal benchmark rates greater than $1250. **Medical Lending for Surprise Medical Bills** While providers wait for two more House Committees to pass along the No Surprises Act, there’s another solution to your surprise medical bill problem. A solution you can take advantage of now. **Medical lending** helps patients pay for medical bills they can’t afford. All patients are approved for financing regardless of creditworthiness. And best of all, your revenues won’t suffer since you’re paid upfront and in full for services rendered Want to improve your revenues by offsetting the effects of the surprise medical bill phenomenon? Contact Epic River today to find out why our patient lending program is the solution you need. Topics: [Medical Lending](https://blog.epicriver.com/topic/medical-lending) #### Written by [Jessica Toney](https://blog.epicriver.com/author/jessica-toney) ## Leave a Comment ### Recent Posts ### Topics - [Bankadelic (2)](https://blog.epicriver.com/tag/bankadelic) - [banking opportunities (6)](https://blog.epicriver.com/tag/banking-opportunities) - [Blog (5)](https://blog.epicriver.com/tag/blog) - [CRA ratings (1)](https://blog.epicriver.com/tag/cra-ratings) - [Credit Unions (5)](https://blog.epicriver.com/tag/credit-unions) - [DAR (1)](https://blog.epicriver.com/tag/dar) - [esignature services (1)](https://blog.epicriver.com/tag/esignature-services) - [Financial Education (2)](https://blog.epicriver.com/tag/financial-education) - [financial institutions (10)](https://blog.epicriver.com/tag/financial-institutions) - [Health Care Loans (19)](https://blog.epicriver.com/tag/health-care-loans) - [health credit services (6)](https://blog.epicriver.com/tag/health-credit-services) - [health credit services online (11)](https://blog.epicriver.com/tag/health-credit-services-online) - [healthcare administration (4)](https://blog.epicriver.com/tag/healthcare-administration) - [healthcare administrative costs (1)](https://blog.epicriver.com/tag/healthcare-administrative-costs) - [healthcare billing (2)](https://blog.epicriver.com/tag/healthcare-billing) - [healthcare billing solutions (3)](https://blog.epicriver.com/tag/healthcare-billing-solutions) - [healthcare costs (1)](https://blog.epicriver.com/tag/healthcare-costs) - [healthcare finance (6)](https://blog.epicriver.com/tag/healthcare-finance) - [Healthcare Finance Online (13)](https://blog.epicriver.com/tag/healthcare-finance-online) - [healthcare financing (2)](https://blog.epicriver.com/tag/healthcare-financing) - [healthcare lending (3)](https://blog.epicriver.com/tag/healthcare-lending) - [healthcare loans (4)](https://blog.epicriver.com/tag/healthcare-loans) - [hospital financing (3)](https://blog.epicriver.com/tag/hospital-financing) - [Lending as a Service (7)](https://blog.epicriver.com/tag/lending-as-a-service) - [low-interest medical loans (2)](https://blog.epicriver.com/tag/low-interest-medical-loans) - [medical bill financing (2)](https://blog.epicriver.com/tag/medical-bill-financing) - [medical billing (7)](https://blog.epicriver.com/tag/medical-billing) - [medical billing solutions (7)](https://blog.epicriver.com/tag/medical-billing-solutions) - [medical debt (4)](https://blog.epicriver.com/tag/medical-debt) - [medical finance (2)](https://blog.epicriver.com/tag/medical-finance) - [Medical Lending (24)](https://blog.epicriver.com/tag/medical-lending) - [Medical Loan Financing (18)](https://blog.epicriver.com/tag/medical-loan-financing) - [medical loans (7)](https://blog.epicriver.com/tag/medical-loans) - [News (78)](https://blog.epicriver.com/tag/news) - [patient billing solutions (1)](https://blog.epicriver.com/tag/patient-billing-solutions) - [patient financial services (5)](https://blog.epicriver.com/tag/patient-financial-services) - [Patient Financing (26)](https://blog.epicriver.com/tag/patient-financing) - [patient lending (19)](https://blog.epicriver.com/tag/patient-lending) - [patient loans (3)](https://blog.epicriver.com/tag/patient-loans) - [patient responsibility (3)](https://blog.epicriver.com/tag/patient-responsibility) - [patient satisfaction (1)](https://blog.epicriver.com/tag/patient-satisfaction) - [Podcast Feature (3)](https://blog.epicriver.com/tag/podcast-feature) - [price transparency (1)](https://blog.epicriver.com/tag/price-transparency) - [reduce DAR (2)](https://blog.epicriver.com/tag/reduce-dar) - [revenue cycle management for physicians (2)](https://blog.epicriver.com/tag/revenue-cycle-management-for-physicians) - [Team (1)](https://blog.epicriver.com/tag/team) see all ### Subscribe #### About Us Our commitment to utilize the lowest cost of capital and remove all unnecessary overhead from the loan process enables us to help everyone make the best possible financial decision when borrowing money. #### Latest Blog Posts #### Contact Us 242 Linden Street Fort Collins, CO 80524 Phone: (970) 292-5045 Email: info@epicriver.com © 2020 Epic River - - -