---
title: Three Healthcare Services that Benefit from Patient Financing Services
description: Three Healthcare Services that Benefit from Patient Financing Services
image: https://blog.epicriver.com/hubfs/Stock%20images/Scientists%20and%20doctors%20at%20modern%20pharmaceutical%20factory.jpeg
---
[](http://www.epicriver.com/home)
- [Home](https://www.epicriver.com/)
- [About](https://www.epicriver.com/about)
- [Our Solution](https://www.epicriver.com/)
- [News](https://epicriver.com/#)
- [Contact](https://www.epicriver.com/)
- [Support](https://knowledge.epicriver.com/knowledge/kb-tickets/new)
- [Knowledgebase](https://knowledge.epicriver.com/knowledge)
# Three Healthcare Services that Benefit from Patient Financing Services
Posted by [Jessica Toney](https://blog.epicriver.com/author/jessica-toney) | Jun 4, 2019, 1:21:26 PM
- [Tweet](https://twitter.com/share)
The health insurance crisis is causing just as many problems for providers as for patients.
Consumers have trouble coming up with cash for the portion of their bills that insurance won’t pay. At the same time, providers are losing revenue and getting burnt out because of uncompensated care.
Luckily, [patient lending](https://www.epicriver.com/patient-lending/) programs were designed to help. Health care loans assist revenue cycle managers in decreasing the burden of patient debt and improving your bottom line.
Want to know 3 healthcare services that can benefit from **patient financing**? Keep reading.
**Dentistry**
Current laws don’t consider dental coverage an essential benefit for adults, which is why many insurance plans won’t cover it at all. Meanwhile, low-price plans that do cover a visit to the dentist have high copay's and deductibles.
Dental care providers can improve collections and patient satisfaction with medical lending. In fact, the percent of dental clinics with an average AR [over 90 days is 18%.](http://exclusive.multibriefs.com/content/compare-your-dental-practice-collections-with-the-national-averages/oral-dental-healthcare) Yet that number drops to 14% for clinics that offer patient loans.
**Weight Loss**
Most insurance companies offer weight loss coverage, but that [coverage is usually limited](http://www.ncsl.org/research/health/aca-and-health-mandates-for-obesity.aspx). Nutritional counseling and therapy are partially covered in only 16 states. And payers’ definition of “counseling and therapy” rarely includes weight loss programs.
Offering medical loans to weight loss patients can help offset this gap in coverage.
**Emergency Rooms**
Almost half of the country’s medical care comes from emergency departments and [50% of that care](http://newsroom.acep.org/2009-01-04-costs-of-emergency-care-fact-sheet) goes uncompensated. This should be no surprise since 1 in 5 patients who seek emergency services don’t have insurance.
With such a high volume of patient spending, ER visits offer the potential to improve margins. **Patient financing** can help patients pay their bills and providers decrease the burden of uncompensated care.
**Patient Financing to Offset Limited Insurance Coverage**
Lack of insurance and under-insurance are big problems for healthcare revenues. When payers won’t cover procedures and services and patients just can’t pay, it’s provider incomes that suffer.
Yet there’s something you can do.
Epic River’s **patient financing** program helps uninsured or under-insured patients pay their medical bills over time. Meanwhile, our partner banks reimburse you upfront and in full for your services. [Contact us](https://www.epicriver.com/contact-us/) to find out how you can start offering medical loans to your patients.
Topics: [Patient Financing](https://blog.epicriver.com/topic/patient-financing)
#### Written by [Jessica Toney](https://blog.epicriver.com/author/jessica-toney)
## Leave a Comment
### Recent Posts
### Topics
- [Bankadelic (2)](https://blog.epicriver.com/tag/bankadelic)
- [banking opportunities (6)](https://blog.epicriver.com/tag/banking-opportunities)
- [Blog (5)](https://blog.epicriver.com/tag/blog)
- [CRA ratings (1)](https://blog.epicriver.com/tag/cra-ratings)
- [Credit Unions (5)](https://blog.epicriver.com/tag/credit-unions)
- [DAR (1)](https://blog.epicriver.com/tag/dar)
- [esignature services (1)](https://blog.epicriver.com/tag/esignature-services)
- [Financial Education (2)](https://blog.epicriver.com/tag/financial-education)
- [financial institutions (10)](https://blog.epicriver.com/tag/financial-institutions)
- [Health Care Loans (19)](https://blog.epicriver.com/tag/health-care-loans)
- [health credit services (6)](https://blog.epicriver.com/tag/health-credit-services)
- [health credit services online (11)](https://blog.epicriver.com/tag/health-credit-services-online)
- [healthcare administration (4)](https://blog.epicriver.com/tag/healthcare-administration)
- [healthcare administrative costs (1)](https://blog.epicriver.com/tag/healthcare-administrative-costs)
- [healthcare billing (2)](https://blog.epicriver.com/tag/healthcare-billing)
- [healthcare billing solutions (3)](https://blog.epicriver.com/tag/healthcare-billing-solutions)
- [healthcare costs (1)](https://blog.epicriver.com/tag/healthcare-costs)
- [healthcare finance (6)](https://blog.epicriver.com/tag/healthcare-finance)
- [Healthcare Finance Online (13)](https://blog.epicriver.com/tag/healthcare-finance-online)
- [healthcare financing (2)](https://blog.epicriver.com/tag/healthcare-financing)
- [healthcare lending (3)](https://blog.epicriver.com/tag/healthcare-lending)
- [healthcare loans (4)](https://blog.epicriver.com/tag/healthcare-loans)
- [hospital financing (3)](https://blog.epicriver.com/tag/hospital-financing)
- [Lending as a Service (7)](https://blog.epicriver.com/tag/lending-as-a-service)
- [low-interest medical loans (2)](https://blog.epicriver.com/tag/low-interest-medical-loans)
- [medical bill financing (2)](https://blog.epicriver.com/tag/medical-bill-financing)
- [medical billing (7)](https://blog.epicriver.com/tag/medical-billing)
- [medical billing solutions (7)](https://blog.epicriver.com/tag/medical-billing-solutions)
- [medical debt (4)](https://blog.epicriver.com/tag/medical-debt)
- [medical finance (2)](https://blog.epicriver.com/tag/medical-finance)
- [Medical Lending (24)](https://blog.epicriver.com/tag/medical-lending)
- [Medical Loan Financing (18)](https://blog.epicriver.com/tag/medical-loan-financing)
- [medical loans (7)](https://blog.epicriver.com/tag/medical-loans)
- [News (78)](https://blog.epicriver.com/tag/news)
- [patient billing solutions (1)](https://blog.epicriver.com/tag/patient-billing-solutions)
- [patient financial services (5)](https://blog.epicriver.com/tag/patient-financial-services)
- [Patient Financing (26)](https://blog.epicriver.com/tag/patient-financing)
- [patient lending (19)](https://blog.epicriver.com/tag/patient-lending)
- [patient loans (3)](https://blog.epicriver.com/tag/patient-loans)
- [patient responsibility (3)](https://blog.epicriver.com/tag/patient-responsibility)
- [patient satisfaction (1)](https://blog.epicriver.com/tag/patient-satisfaction)
- [Podcast Feature (3)](https://blog.epicriver.com/tag/podcast-feature)
- [price transparency (1)](https://blog.epicriver.com/tag/price-transparency)
- [reduce DAR (2)](https://blog.epicriver.com/tag/reduce-dar)
- [revenue cycle management for physicians (2)](https://blog.epicriver.com/tag/revenue-cycle-management-for-physicians)
- [Team (1)](https://blog.epicriver.com/tag/team)
see all
### Subscribe
#### About Us
Our commitment to utilize the lowest cost of capital and remove all unnecessary overhead from the loan process enables us to help everyone make the best possible financial decision when borrowing money.
#### Latest Blog Posts
#### Contact Us
242 Linden Street
Fort Collins, CO 80524
Phone: (970) 292-5045
Email: info@epicriver.com
© 2020 Epic River
-
-
-