---
title: How to Get Patient Financing with Bad Credit
description: How to Get Patient Financing with Bad Credit
---
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# How to Get Patient Financing with Bad Credit
Posted by [Jessica Toney](https://blog.epicriver.com/author/jessica-toney) | Mar 12, 2019, 9:51:32 AM
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Medical loans are a great option for people who have poor or no credit and need medical care now.
That’s because these programs offer ways for you to connect with loan providers to help cover medical costs.
If you’re interested in getting **patient financing** with bad credit, here’s how to do it.
**Talk to your Healthcare Provider about Patient Financing**
Next time you’re in for a check-up, ask your healthcare provider if they offer **patient financing** solutions. This is also a great way to start a dialogue about the cost of the services you’re receiving.
That way, you won’t have to wait for the bill to know how much you owe.
**Choose Repayment and Term Options to Fit your Budget**When you receive the bill, you get the power to choose the loan that suits your financial plan. You pick the term, monthly repayment plan, and get fair interest rates that don’t fluctuate over time.
You’re also instantly approved for **patient financing**.
**All Patients are Approved**
Once you review and sign online for your financing option, you won’t have to undergo a credit check. That’s because all patients are approved even with bad credit.
You can even improve your credit score as you make monthly payments to the financial provider for the life of your loan.
Next time you’re worried about paying for care because of bad credit, ask if your healthcare provider works with Epic River.
Epic River’s patient lending program connects you with **patient financing** options. You pay fair interest rates that don’t fluctuate over time. Best of all, there’s no credit check so even patients with poor or no credit are automatically approved.
Topics: [Patient Financing](https://blog.epicriver.com/topic/patient-financing)
#### Written by [Jessica Toney](https://blog.epicriver.com/author/jessica-toney)
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